Introduction: Double the Joy with Cashback Gift Cards
In 2026, gift cards aren’t just for gifting —
they’re for saving! With online shopping booming and cashback programs growing
more competitive, smart shoppers are turning gift cards into money-saving tools.
If you’ve ever bought an Amazon, Walmart, or
Target gift card, you’ve probably seen “Get 5% cashback” or “Earn rewards
points.” But do you know which platforms actually offer the best cashback offers on gift cards in 2026?
Whether you’re buying a last-minute present or stocking up for personal use, this guide will help you find the top gift card cashback deals that truly pay you back.
Why Cashback on Gift Cards Matters in 2026
The U.S. digital gift card market crossed $220 billion in 2025 and continues to
grow in 2026.
Retailers now use cashback and loyalty
incentives to attract repeat customers — meaning, you can earn rewards
just by purchasing gift cards you’d buy anyway.
Here’s
why cashback gift cards are worth it:
·
Instant
Rewards: Get a percentage back on your purchase.
·
Stackable
Deals: Combine with credit card points or coupons.
·
Flexible
Gifting: Use for yourself or gift to others.
· Safe & Secure: Available through verified retailers and apps.
Top 10 Platforms Offering the Best Cashback on Gift Cards in 2026
Let’s look at where you can find the highest and most reliable cashback offers this year.
1️ Rakuten (formerly Ebates)
Cashback
Rate: Up to 10% on
select gift cards
Why It’s Great:
Rakuten remains one of the most trusted cashback portals in the U.S. They
regularly feature rotating gift card deals for Sephora, Lowe’s, Macy’s, and Starbucks.
Pro Tip: Add the Rakuten browser extension — it auto-applies cashback when you shop.
2️ PayPal Digital Gifts
Cashback
Rate: 3–8% on rotating brands
Why It’s Great:
·
100% legit and secure through PayPal.
·
Frequently offers bonus credits for Amazon,
eBay, and Google Play cards.
·
Cashback directly hits your PayPal account — no
waiting!
Example: Buy a $100 eBay card and get $5 back instantly.
3️ Raise.com
Cashback
Rate: 5–15% on resale gift cards
Why It’s Great:
Raise allows users to buy discounted gift
cards while earning additional cashback through their app.
·
Verified sellers only
·
Extra 10% off with first-time purchase promos
·
Works with Apple Wallet
Perfect for: Shoppers who want cashback + discount in one place.
4️ RetailMeNot
Cashback
Rate: Up to 12%
Why It’s Great:
RetailMeNot partners with dozens of U.S. brands and issues cashback rewards via Venmo or PayPal.
Top deals often include Target, Uber
Eats, DoorDash, and Nike gift cards.
Tip: Combine with coupon codes to maximize savings.
5️ Amazon Gift Card Offers
Cashback
Rate: 2–5% for Prime members (through selected banks)
Why It’s Great:
Amazon frequently runs promotions through credit card partners like Chase and American Express.
Example: “Get 5% back on Amazon gift card purchases using your Amazon Prime
Visa.”
Pro Tip: Link your Prime account with your Amazon Visa to earn extra cashback automatically.
6️ Target Circle Rewards
Cashback
Rate: 1–5% back in Circle Earnings
Why It’s Great:
Target’s loyalty program gives cashback rewards on digital and physical gift
card purchases.
You can redeem the earnings for future Target purchases.
Example: Buy a $100 Target gift card → earn $5 in Target Circle credits.
7️ CardCash.com
Cashback
Rate: Up to 7%
Why It’s Great:
CardCash offers cashback on both buying and selling gift cards.
·
Verified buyers
·
Instant payments
·
Frequent “Double Cashback” promotions during
holidays
Pro Tip: Stack deals with PayPal cashback offers for even bigger returns.
8️ Swagbucks
Cashback
Rate: 1–10% (in SB points)
Why It’s Great:
Swagbucks rewards you in points that can be redeemed for PayPal cash or gift cards.
Offers rotate weekly — Amazon, Best Buy, and Starbucks are fan favorites.
Example: Earn 800 SB (~$8) on a $100 Amazon gift card.
9️ Ibotta
Cashback
Rate: 3–10%
Why It’s Great:
Primarily known for grocery rebates, Ibotta also offers digital gift card cashback.
·
Use the app to buy brands like Walmart, Apple,
and Lowe’s.
·
Cashback gets credited instantly to your Ibotta
balance.
Bonus: You can cash out to PayPal or your bank account.
GiftCards.com
Cashback
Rate: 2–8% (via special promotions)
Why It’s Great:
A long-standing U.S. platform with real-time
cashback offers on hundreds of brands.
They also send alerts when top gift card discounts go live.
Example: 5% back on Visa or Mastercard gift cards during seasonal sales.
How to Maximize Cashback Rewards in 2026
Want to earn even more? Combine these pro
strategies:
✅ Stack
rewards: Use a cashback site (Rakuten) + a cashback credit card.
✅ Shop during promotions: Black
Friday, Cyber Monday, and holiday events.
✅ Set deal alerts: Use tools
like Honey or Capital One Shopping.
✅ Avoid fees: Choose eGift cards
with zero processing fees.
✅ Redeem smart: Use cashback
earnings to buy discounted cards again — compounding your savings!
Watch Out for Fake Cashback Sites
With so many new apps in 2026, not all are
genuine. Avoid scams by:
·
Buying from verified websites (HTTPS only).
·
Reading Trustpilot
reviews.
·
Avoiding offers that sound too good to be true (like “50% cashback”).
· Never sharing your gift card codes publicly.
Quick
Comparison: Best Cashback Platforms 2026
|
Platform |
Cashback Range |
Best For |
Bonus Tip |
|
Rakuten |
5–10% |
Everyday shopping |
Browser extension auto-applies deals |
|
PayPal Digital Gifts |
3–8% |
Secure instant cashback |
Cashback to PayPal wallet |
|
Raise |
5–15% |
Discount + cashback combo |
Verified sellers only |
|
RetailMeNot |
Up to 12% |
Brand variety |
Rewards via Venmo |
|
Ibotta |
3–10% |
Mobile users |
Instant cashback |
|
GiftCards.com |
2–8% |
Trusted site |
Alerts for top offers |
The Future of Cashback Gift Cards
2026
Expect cashback deals to get even smarter
in 2026 — AI-powered shopping assistants and integrated wallets will
automatically select the highest cashback
source for you.
Also, many retailers are experimenting with crypto-based cashback rewards, giving users Bitcoin or
stablecoin rebates instead of traditional points.
Conclusion: Save Big While You Give Smart
If you love gifting — or simply love saving —
cashback gift cards are the smartest choice in 2026.
Platforms like Rakuten, PayPal Digital
Gifts, and Raise continue to offer the best cashback offers on gift cards, blending convenience
with real rewards.
So next time you shop, don’t just buy a gift
card — buy one that pays you back!